Why Life Insurance Matters For Families

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Top 3 Reasons To Ditch Your Current Life Insurance Policy

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Are you or your parents nearing or at retirement age but have little to no money saved up? Did you know that you could sell your life insurance policy for more than its cash surrender value? If either you or your elderly parents are the owners of a life insurance policy, there may be people willing to buy that insurance policy from you. They would then pay the premiums and receive the benefits after the original policy holder passes on.…

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Good Reasons to Choose ILIT Management for Your Life Insurance

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If you are considering a policy for life insurance, you might also consider the benefits of a life-insurance trust. You can enjoy several benefits when you have a life-insurance trust. Your life-insurance agent can help you appoint a trust for your policy. Learn more about what a life-insurance trust is and how it can greatly benefit you and your beneficiaries. Leaving It All to Your Children Many people will put a life-insurance trust in their beneficiary child’s name to avoid taxation on it.…

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4 Tips To Help You Buy The Right Life Insurance

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Life insurance is definitely something to consider purchasing if you are the main provider of your household, especially if you have kids. The reason for this is that, in the case that you should pass due to an accident or illness, your family will be compensated to ensure that they are able to stay stable even with the loss of your regular income. To ensure that you are getting the right type of life insurance, you must consider these four tips:…

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Is Retirement Too Late For A Life Insurance Purchase Or Change?

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For one reason or other, you’ve entered retirement with no or little life insurance. Instead of leaving behind money to your family, you are now afraid you will leave debt. Fortunately, you have not entirely missed the boat. You can still acquire some financial protection for your family. Insurance Types After retirement, your choices for term insurance may be limited. For instance, some companies will only sell someone over sixty a shorter term, perhaps ten or twenty years.…

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